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All Martial Arts Styles Are Covered

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Martial Arts Insurance is a specialised niche market product, because the cover is required to be very broad, so it includes a wide range of activities spread across multiple different styles. We have spent significant time working with Underwriters making sure they understand the industry and their products are fit for purpose. You don’t want to find out your policy isn’t, at the time of a claim.

A broker needs to be aware of the differences between Karate and Brazilian Jiu Jitsu for example, so they will be able to understand how incidents happen. Other elements to be aware of are how classes are conducted, matching partners, giving instruction, supervising the mats and the intensity of workouts for example.

This knowledge is especially important if there is a potential claim and the broker doesn’t have the appropriate experience, to help the club owner get the best outcome. Critical incident reporting by the insured, combined with an in depth knowledge of martial arts techniques by the broker, can be difference between a claim escalating or going away.

Operators new to the professional side of the industry may ask, what insurance cover is the absolute minimum, as price is their priority.

Some business operators believe all they are required to have is Public Liability, so they can rent / lease their facility and run classes.

This is true, public liability insurance is generally all the landlord will ask for, in order to hand over the keys. However, some landlords are being advised by smart lawyers, to ask their tenets to include professional indemnity / civil liability. This is because its much more likely that the tenet will be sued from giving the wrong advice / coaching direction, than a slip & trip public liability cover. The lawyer’s reasoning is if the tenet is fighting a claim with just public liability, it could compromise their business and their ability to service the lease. Continues below ....

Martial Arts Styles
Brazilian Jiu Jitsu installs the hypothesis that by enforcing adequate method, a lower, less powerful individual can effectively protect against a heavier, stronger, larger assailant. To defeat the adversary, BJJ applies joint locks and chokeholds. BJJ training can be used to compete or self-defense sport grappling tournaments and mixed martial arts.
Aikido is a cutting edge Japanese military workmanship created by Morihei Ueshiba as a union of his military examinations, theory and religious convictions. Ueshiba's objective was to make a workmanship that professionals could use to guard themselves while likewise shielding their aggressor from damage.
One of the most famous martial arts in the world, Karate relies on intense physical coordination and mental concentrate. Karate is a extremely efficient selfdefense mechanism, as well as an outstanding type of practice that enhances a number of life skills, values and health.
Mixed martial arts, also known as MMA, is a full-contact fighting sport that enables striking and fighting, both on and off the floor, using methods such as boxing, wrestling, judo, jujitsu, karate, Muay Thai (Thai boxing) and other disciplines. By using three particular strategies, two rivals try to attain dominance over each other: striking, finishing holds, and control.
Boxing is a Martial Art and Combat Sport in which two individuals toss punches at one another, for the most part with gloved hands. Generally, the objectives have been to prepare as a competitor and in rivalry box to debilitate and thump down the adversary to win a match/rivalry in the true sporting sense.
Hapkido is a martial Korean art practiced throughout the globe. Characterised by joint locks, throws and vibrant kicking methods, it is unique among Korean martial arts (Taekwondo, Tang Soo Do) in its focus on deflecting an opponent's assaults rather than strong blockade.
Kickboxing is a martial art combining boxing and kicking (fighting sport). In 1950, it first appeared in Japan, it has spread throughout the globe. Now it's one of the most famous combat sports. Kickboxing can historically be regarded a hybrid martial art created by combining components of different traditional styles.
Tae Kwon Do (also known as Taekwondo) is Korea's art of self-defense. It is acknowledged as one of the world's oldest types of martial arts, going back more than 2,000 years. For its proper description of the art, the name was chosen: Tae (foot), Kwon (hand), Do(art).

A further level of cover is to include personal injury and income protection for members as this reduces the chance of a larger drawn out  liability claim. This type of cover includes three areas: medical benefits, total permanent disability / death and time off work described in more details here.

Insurers and Brokers encourage business operators to be part of a peak professional body (national and or international association), as they have had to meet a set criteria of expertise to join.

Peak Bodies have a very good understanding of the risks of martial art participation and have guided Underwriters to make sure they know and except these activities in their policy wording and / or endorsements.

Martial Arts Australia is the largest by membership and services providing a wide range of free and subsidised products. It’s prestigious membership offers instructors / schools greater credibility and access to business tools / resources along with higher education for coaches.

Martial Arts Australia specifically, has a whole range of essential business products (One Stop Shop), providing discounted rates on some leading brands in – software, billing, websites, training courses, promotional videos to name a few.
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