Insurance for Personal Trainers & Fitness Professionals
Yoga / Pilates Studios - Health Clubs - Martial Arts Schools - 24/7 Gyms

Whether you work on a casual basis or full-time, in a gym, local park or home studio, from one client to large groups, all trainers run the risk of an accident occurring.  Regardless of your experience, the location, attention to detail and great risk management, clients get injured.

Having in place appropriate public / products / civil liability and or professional indemnity gym insurance can help minimise the risk of a negative financial impact on your business if a claim against you ever eventuates. It's also common for third parties such as local councils to ask for proof of insurance cover before providing you with access to their property or community park.

Getting the correct business insurance will help protect you, which will give you peace of mind allowing you to apply greater focus on helping your clients achieve their fitness goals, knowing everyone is protected.

We can cover a variety of other business types operating as:

Mobile Trainers - Home Studios - Fitness Studios - Hybrid Gyms / Martial Arts & 24/7 Gym chains

Public Liability Insurance

Accidents can happen to anyone of us, whether you’ve had two months of experience as a personal trainer or been in the industry for years, .
That’s why having contingency plans in place, such as public liability cover is so important. 

Insurance such as Public liability can help protect you as a personal trainer against financial losses if a third party claims that they’ve sustained an injury or their property has been damaged due to your negligent business activities. This can even happen when you are not at fault, you may still incur significant legal costs when having to defend such claims. Such liability risks may also put your personal assets and finances at stake, as a self-employed professional. Take for instance, a personal trainer left their weights out on the gym floor, and a fellow gym-goer tripped over them, injuring their ankle. As a result, the trainer may be liable for the associated injury expenses.

Business owners and fitness professionals (specialised) , owe a “duty of care” to their clients/members to ensure reasonable steps are put in place for their safety and, for the safety of other third parties. As negligence lawsuits can be very costly and unpredictable, public liability insurance is highly recommended to help cover the cost of compensation for third-party injury or property damage and legal fees incurred in defending the claim.