CONTENTS / PROPERTY BUSINESS PACKS
Contents / Property Business Pack Insurance for Martial Arts & Fitness Clubs / Gyms
There are many elements to a business pack and individuals can select all or just some of them components to protect their operation. Many landlords are including glass breakage as part of their lease agreements and this is not cost effective to purchase on it's own. When you bundle it with a number of the key areas below to can find a sweet point in protection and meeting your budget. Our personalised broker service is about explaining the most important areas to include and other ones of lesser risk that could be put under as 'self-insured'.
Get an Insurance Health Check to make sure you can cover everything you need and don't cover items that are not required.
Mobile: 0451 331 958 (After Hours Support) Office Hours Phone: 03 8201 9908
Business Interruption
Lost income, profits or turnover if your gym / martial arts school has to close due to unforeseen events, including a storm or fire can be covered. You may need to rent temporary premises to continue operating and cover wages in down time and all this can be included in support.
Glass
This is generally set up as replacement of glass accidentally broken rather than a set amount. As each facility will vary in how much glass space they have but whatever that dimension is, it will covered both internally and externally as requested.
Theft
Businesses are covered for a loss caused by theft of property items insured in your premises, such as your stock or equipment. Items maybe required to be repaired or the amount they are insured for, will be paid.
Forgotten your Public Liability Insurance? Read More!
Equipment
Will vary from one martial arts school / gym due to floor space and equipment used. Such items as training mats, gym / cardio machines could be damaged via storms or stolen. The same can be said for electronic equipment such as computers / tv screens etc.
Money
Although having large amount on premise is less likely these days with the high use of credit cards and direct debit membership processing companies. Money stolen during business hours, or outside business hours can be covered while in transit or held your private residence.
General Property
This covers the actual building from storm, fire or malicious damage and other hazzards. Those operators that lease facilities generally don't need to obtain an actual policy for this as the owner normally has one in place.
Want that extra level of cover for your members? Personal Accident
Fitness / Health Clubs Fitness Studios and Gyms can obtain both the general operations insurances such as – public, products, management and civil (professional indemnity) with their property, contents, glass, burglary and business interruption.
Some Gyms have actually incorporated martial arts classes and other activities (not just group fitness elements) which have created some confusion in whether they are covered. The martial arts section has either not been covered at all, or owners have had to source a second policy specifically for it. If the gym can segregate the martial arts classes under a separate membership and specific location, it can work with a separate policy. There are however grey areas in coverage with gym members dropping into martial arts classes, but this can be all eliminated with one unique combined policy that we can source for you.
There is an insurance solution that incorporates the activities of a gym / health club and a martial arts academy with liability / property / contents all through the one company.
Individual martial arts schools and associations can arrange an individual club or multi branch package. The same goes for gym chains, they can negotiate a group package that covers all the facilities. Unsupervised training / workouts right up to 24/7 gyms, need to conform with the industry standards for security and safety of members. Not sure what's required, ask one of our brokers.
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Martial Arts Australia Insurance Services ABN:31632785329
AR 001283262 Corporate Authorised Representative of
United Insurance Group Pty Ltd ABN 31 131 564 522
Australian Financial Services License: AFSL 327131
Suite 306, 365 Lt Collins Street Melbourne Vic 3000
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Karate Insurance, Taekwondo Insurance, Mixed Martial Arts Insurance, BJJ Insurance, Brazilian Jiu Jitsu Insurance, Kickboxing Insurance, Boxing Insurance, Kung Fu Insurance, Muay Thai Insurance, Personal Trainer Insurance, Gyn Franchise Insurance, Sporting Association Insurance, Gym Insurance, Fitness Insurance, Fitness Studio Insurance.
Office: Unit 6 / 12 Henderson Road Knoxfield, VIC
Office hours:
Mon - Fri 8.30am - 6.00pm
Sat 9.00am - 2.00pm
Office Hours -
03 8201 9908
Office & Afterhours:
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0451 331 958
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Martial Arts Insurance: Melbourne, Sydney, Brisbane, Perth, Adelaide, Canberra, Tasmania, Darwin.
Gym / Fitness Insurance: Brisbane, Perth, Adelaide, Canberra, Melbourne, Sydney, Darwin, Tasmania.
Insurance options for Yoga / Pilates / Fitness Studio or Gym (24/7), Health, Indoor Rock Climbing / Bouldering ++
Cyber Insurance for Martial Arts Clubs & Gyms
Martial Arts Travel Insurance
for groups covering :
training, sparring, and competitions.
This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances.
For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from the links above:
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