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Insurance such as Public liability can help protect you as a personal trainer against financial losses if a third party claims that they’ve sustained an injury or their property has been damaged due to your negligent business activities. This can even happen when you are not at fault, you may still incur significant legal costs when having to defend such claims. Such liability risks may also put your personal assets and finances at stake, as a self-employed professional. Take for instance, a personal trainer left their weights out on the gym floor, and a fellow gym-goer tripped over them, injuring their ankle. As a result, the trainer may be liable for the associated injury expenses.
Providing advice to your clients is a key core component of your everyday job as a personal trainer. However, doing so can also open your business up to the risk of negligence lawsuits or claims.
The combined Liability package include Professional indemnity insurance which can help cover personal trainers and their business if a client/member suffers a loss, injury or damage as a result of the trainer's advice or service. Without professional indemnity insurance, a personal trainer could be liable for compensation payments and the associated claim legal fees.
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Spend half a day exploring Cashew Ridge Park by foot. This trek is an excellent choice if you don’t have time for a full-day or overnight trip. The early morning tour starts early enough to enjoy the sounds of the forest waking up. The afternoon tour finishes at dusk, so you can enjoy the quiet calm of the nighttime forest. Bring your own food and water.
As your tour guide, I’ll help you disconnect from your everyday world, so you can immerse yourself in nature and reconnect with yourself.
Fitness / Health Clubs Fitness Studios and Gyms can obtain both the general operations insurances such as – public, products, management and civil (professional indemnity) with their property, contents, glass, burglary and business interruption.
Some Gyms have actually incorporated martial arts classes and other activities (not just group fitness elements) which have created some confusion in whether they are covered. The martial arts section has either not been covered at all, or owners have had to source a second policy specifically for it. If the gym can segregate the martial arts classes under a separate membership and specific location, it can work with a separate policy. There are however grey areas in coverage with gym members dropping into martial arts classes, but this can be all eliminated with one unique combined policy that we can source for you.
There is an insurance solution that incorporates the activities of a gym / health club and a martial arts academy with liability / property / contents all through the one company.
Individual martial arts schools and associations can arrange an individual club or multi branch package. The same goes for gym chains, they can negotiate a group package that covers all the facilities. Unsupervised training / workouts right up to 24/7 gyms, need to conform with the industry standards for security and safety of members. Not sure what's required, ask one of our brokers.
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Martial Arts Australia Insurance Services ABN:31632785329
AR 001283262 Corporate Authorised Representative of
United Insurance Group Pty Ltd ABN 31 131 564 522
Australian Financial Services License: AFSL 327131
Suite 306, 365 Lt Collins Street Melbourne Vic 3000
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Karate Insurance, Taekwondo Insurance, Mixed Martial Arts Insurance, BJJ Insurance, Brazilian Jiu Jitsu Insurance, Kickboxing Insurance, Boxing Insurance, Kung Fu Insurance, Muay Thai Insurance, Personal Trainer Insurance, Gyn Franchise Insurance, Sporting Association Insurance, Gym Insurance, Fitness Insurance, Fitness Studio Insurance.
Office: Unit 6 / 12 Henderson Road Knoxfield, VIC
Office hours:
Mon - Fri 8.30am - 6.00pm
Sat 9.00am - 2.00pm
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03 8201 9908
Office & Afterhours:
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0451 331 958
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Martial Arts Insurance: Melbourne, Sydney, Brisbane, Perth, Adelaide, Canberra, Tasmania, Darwin.
Gym / Fitness Insurance: Brisbane, Perth, Adelaide, Canberra, Melbourne, Sydney, Darwin, Tasmania.
Insurance options for Yoga / Pilates / Fitness Studio or Gym (24/7), Health, Indoor Rock Climbing / Bouldering ++
Cyber Insurance for Martial Arts Clubs & Gyms
Martial Arts Travel Insurance
for groups covering :
training, sparring, and competitions.
This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances.
For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from the links above:
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